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-   -   One step closer to my homestead (http://goldismoney.info/forums/showthread.php?t=402970)

Big Country 08-28-2009 11:10 AM

One step closer to my homestead
 
So I just got the news that I got a new job that I had been seeking. I'm getting out of Phoenix (UNSUSTAINABLE!!!) where there are far too many people and no water.

I'll be moving mid Oct. to West Virgina for my job. Its in the Clarksburg area. I've actually never been to the area, but from the research I've done it looks like there is plenty of water, close to the mountains (sheltered from the east), tucked in the foothills. I'm also getting close to family (support!) incase of an emergency. I'll be only 100 miles from my parents instead of 2000 like I am now.

If anyone is looking for a job, I was told they'd be filling the one I have now. computer hardware/sys admin in west phoenix. I can get you the inside scoop on it if you're interested. (hey, just trying to help! I know there are plenty of people looking for jobs!)

Anyone know anything about the area? I grew up in Ohio not too far away so I'm familiar with the general things such as tree types, hills, weather, hunting, edible plants...

I plan to settle down in this area and buy 75-80 acres if I can. I know everyone (on here) says "DONT BUY" its going to get worse, does this apply to a homestead too? Or just a house in the unsustainable city? I'm not buying right away, I'm thinking a year or so would be in my timeline, maybe by then prices will have fallen even further (:coolbeer: heres to hoping!)

Canadian-guerilla 08-28-2009 11:14 AM

Re: One step closer to my homestead
 
can you rent or lease with an option to buy ?

CDUBS 08-28-2009 11:28 AM

Re: One step closer to my homestead
 
Quote:

Originally Posted by Big Country (Post 1891036)
I plan to settle down in this area and buy 75-80 acres if I can. I know everyone (on here) says "DONT BUY" its going to get worse, does this apply to a homestead too?

If you plan to live there a long time or forever then buy it when the opportunity presents itself.

Dont wait around for things to get worse.

Tn...Andy 08-28-2009 11:41 AM

Re: One step closer to my homestead
 
"Dont wait around for things to get worse"....because it takes a long time to develop a homestead into something you could actually live on IF you had to....

Big Country 08-28-2009 11:53 AM

Re: One step closer to my homestead
 
I'm not waiting for things to get worse, I'm not in the financial state to buy that much land right now. I'm getting limited relo from my company for moving, and I'm going to have to pay out of pocket for most of it. (borrowing a trailer and driving...not paying a moving company) Its going to take a chunk of my savings and I don't have enough saved to put 20% down on property (assuming it has a house already so its eligible for a mortgage). I'll need a year or two to save my down payment so that is my timeline. I'm only 24 so I don't have a lot of wealth yet to roll right into a property.

I needed to get out of Phoenix though so I don't mind spending some of my own money to do it. I know if something goes down, here is NOT the place to be!

Does anyone know of any gotchas on hunting and the size of your property? I know in Ohio you could register to deer hunt on Sunday, but only if you had over 100 acres. If you were holding 99 acres you weren't eligible.

Jack London 08-28-2009 12:00 PM

Re: One step closer to my homestead
 
Good move. My only comment is that you can have your homestead with fewer than 70+ acres. Even as little as 1 or 2, but for more space consider 10 - 30 range. You may find more property available, and you will own it outright more quickly.

thorgrim 08-28-2009 01:13 PM

Re: One step closer to my homestead
 
The sooner you buy the better. I understand financial restraints though. That is my problem. I think land will perform better then residential housing.

lessoil=+pm 08-28-2009 03:38 PM

Re: One step closer to my homestead
 
Quote:

Originally Posted by CDUBS (Post 1891066)
If you plan to live there a long time or forever then buy it when the opportunity presents itself.

great move btw!

i have found is there are occasional opportunities; people needing quickly to get $.

beware of the 'land' low down payment companies, high interest; but u may find what u want & if a 'land' company has an ok reputation it might get u started. i do expect some price dropping but less in rural areas.

do u'r research re area, including knocking on nearby doors to ask about properties; really to get to meet who would be u'r neighbors, & let them get to know u. meeting potential neighbor's has made my decision on a few properties.

i am concerned there may not be a long time to settle in.

moreair 08-28-2009 06:33 PM

Re: One step closer to my homestead
 
I love WV. You can buy a mountain top on the cheap. However, if your job always has you moving every couple of years; know that it could take a decade or more to resale vacant land.

Intresting fact; Clarksburg area has the highest consentration of fedral workers anywhere. I think the FB I crime labs are there somewhere. Thats what I was told anyways......

Ten acre plot of land would be real nice place to hide from zoombies. IMO, Clraksburg will be a zoombie central if we fall into a depression. SO make sure your fortress is at least 20-30 minute drive away from town. Hunt, fish, farm and reload ammo all day long in the hills.

mick silver 08-28-2009 06:35 PM

Re: One step closer to my homestead
 
Quote:

Originally Posted by Tn...Andy (Post 1891099)
"Dont wait around for things to get worse"....because it takes a long time to develop a homestead into something you could actually live on IF you had to....

like tna said. if you can do it now ... time is not on you side

Saoirse 08-28-2009 07:29 PM

Re: One step closer to my homestead
 
Whatever happened to 40 acres and a mule?

Anyway, that 100 acres to hunt b.s. sounds like something straight out of the enclosure movement in England.

WTF!

Git' yo 99 acres and hunt. And when the gov't says you're breaking the "law," tell them you pay taxes to feed their sorry fat asses - which combined make up at least another acre of territory. So you got your 100.

Just remind them to wipe so you don't get with with violating any "health codes".

Unclad Lad 08-29-2009 05:29 PM

Re: One step closer to my homestead
 
Well at least you grew up in Ohio-otherwise the summer humidity would stun you.

Big Country 08-29-2009 06:38 PM

Re: One step closer to my homestead
 
yeah, I don't mind the humidity. My wife hates it, but she grew up with it too so she can just deal with it :-P She only hates it because it makes her hair go curly...as far as I'm concerned that's not a real reason to hate humidity :36_3_12::36_3_12:

I'm excited about the move though. I think its better then Phoenix!

Publico, Pro Se 08-29-2009 06:58 PM

Re: One step closer to my homestead
 
My two cents worth ... find a property with natural gas that you can use. Look in here for homesteads. Good luck!

Big Country 08-30-2009 01:13 AM

Re: One step closer to my homestead
 
Yeah, an oil well is high on the list. Atleast a natural gas well, but they usually come with oil :-P That is one of the first things I want on a property, the other is above ground water of some sort, stream/pond.

I wouldn't mind having a well with a hand pump either. If there is already a well drilled, I think I might have another well drilled and have a hand pump installed. Seems like a hand pump is always a good idea no matter how you spin it!

TTAZZMAN 08-30-2009 01:31 AM

Re: One step closer to my homestead
 
Quote:

Originally Posted by Big Country (Post 1891120)
I'm not waiting for things to get worse, I'm not in the financial state to buy that much land right now. I'm getting limited relo from my company for moving, and I'm going to have to pay out of pocket for most of it. (borrowing a trailer and driving...not paying a moving company) Its going to take a chunk of my savings and I don't have enough saved to put 20% down on property (assuming it has a house already so its eligible for a mortgage). I'll need a year or two to save my down payment so that is my timeline. I'm only 24 so I don't have a lot of wealth yet to roll right into a property.

I needed to get out of Phoenix though so I don't mind spending some of my own money to do it. I know if something goes down, here is NOT the place to be!

Does anyone know of any gotchas on hunting and the size of your property? I know in Ohio you could register to deer hunt on Sunday, but only if you had over 100 acres. If you were holding 99 acres you weren't eligible.

FWIW .....to get conventional financing the house has to be a conforming home and represent no less than 2/3s of the appraised value of the loan your going for........if you cant meet that you will have to investigate some other form of financing and rates are much higher

Big Country 08-30-2009 03:22 AM

Re: One step closer to my homestead
 
Quote:

Originally Posted by TTAZZMAN (Post 1893829)
FWIW .....to get conventional financing the house has to be a conforming home and represent no less than 2/3s of the appraised value of the loan your going for........if you cant meet that you will have to investigate some other form of financing and rates are much higher

Yeah I know loans work differently on land purchases then they do on home purchases...which I really don't understand because the land still has equity just like a house...and there is still something there that they hold as collateral....and frankly they aren't making anymore land (unless you live in hawaii) so it seems to me it would be BETTER collateral then a house that could collapse and be worth nothing, but I guess what do I know?

I'm prepared to pay a higher interest rate to get the land that I want, hell, 25 years ago when you bought a house people payed 14% interest and didn't complain too much about it. I don't plan to keep the debt around too long anyways. It will be our ONLY debt and it is the only thing I'm ever going into debt for again.

Thanks for the heads up though. I didn't realize the house had to be worth 2/3's of the loan, I thought it just needed a house period. I will check into it a little more, but I'd still rather buy 80 acres and then live in a trailer then buy a nice house and have only 1/2 acre...

Big Country 08-30-2009 03:23 AM

Re: One step closer to my homestead
 
Quote:

Originally Posted by Prosepublico (Post 1893369)
My two cents worth ... find a property with natural gas that you can use. Look in here for homesteads. Good luck!

Thanks for the link. I checked it out, nice link for some good farms! Things like that are helpful!

When we get there I'm going to try to find an agent that specializes in large acreage/farm land if there is such a thing. City living just ain't for me!

electric-amish 08-30-2009 08:27 AM

Re: One step closer to my homestead
 
Quote:

Originally Posted by Big Country (Post 1891036)
So I just got the news that I got a new job that I had been seeking. I'm getting out of Phoenix (UNSUSTAINABLE!!!) where there are far too many people and no water.

I'll be moving mid Oct. to West Virgina for my job. Its in the Clarksburg area. I've actually never been to the area, but from the research I've done it looks like there is plenty of water, close to the mountains (sheltered from the east), tucked in the foothills. I'm also getting close to family (support!) incase of an emergency. I'll be only 100 miles from my parents instead of 2000 like I am now.

If anyone is looking for a job, I was told they'd be filling the one I have now. computer hardware/sys admin in west phoenix. I can get you the inside scoop on it if you're interested. (hey, just trying to help! I know there are plenty of people looking for jobs!)

Anyone know anything about the area? I grew up in Ohio not too far away so I'm familiar with the general things such as tree types, hills, weather, hunting, edible plants...

I plan to settle down in this area and buy 75-80 acres if I can. I know everyone (on here) says "DONT BUY" its going to get worse, does this apply to a homestead too? Or just a house in the unsustainable city? I'm not buying right away, I'm thinking a year or so would be in my timeline, maybe by then prices will have fallen even further (:coolbeer: heres to hoping!)

I say BUY

I think the System will have to renounce Debt. This is Global Global Global now. The Bibles talks about the Ten Kingdoms in Revelations. (A Kingdom Needs a Currency) The 10 Regional Currency thing is going to happen--Timeing:no_ma: I do not know.

The thing holding the current system together is corruption. Corruption of the entire planets Governmental Monetary system. The US is less Corrupt and thus the dollar is seen as a somewhat, reletively safe money---hense the bounce of the dollar and lower than deserved prices in PMs.

Land is a must have to keep from poverty when the System goes out. The Rich Power Brokers are getting themselves paid off now. (To big to fail bailouts) Exposeing themselves.

They will be to afraid to take everyones home or land in a Global event. Bullets keep low level Tax men at bay theory.

Tangable assets will exhist during the transition and resetting of the Global Wage. Gold, Silver, Land and Cattle.

Sorry for the Long and diffrerent answer but I wish I were in a postion to buy now.

E-A

Big Country 08-30-2009 12:21 PM

Re: One step closer to my homestead
 
Quote:

Originally Posted by electric-amish (Post 1893981)
I say BUY

I think the System will have to renounce Debt. This is Global Global Global now. The Bibles talks about the Ten Kingdoms in Revelations. (A Kingdom Needs a Currency) The 10 Regional Currency thing is going to happen--Timeing:no_ma: I do not know.

The thing holding the current system together is corruption. Corruption of the entire planets Governmental Monetary system. The US is less Corrupt and thus the dollar is seen as a somewhat, reletively safe money---hense the bounce of the dollar and lower than deserved prices in PMs.

Land is a must have to keep from poverty when the System goes out. The Rich Power Brokers are getting themselves paid off now. (To big to fail bailouts) Exposeing themselves.

They will be to afraid to take everyones home or land in a Global event. Bullets keep low level Tax men at bay theory.

Tangable assets will exhist during the transition and resetting of the Global Wage. Gold, Silver, Land and Cattle.

Sorry for the Long and diffrerent answer but I wish I were in a postion to buy now.

E-A

I also wish I were in a position to buy. We have a hundred or so ounces of silver and a few ounces of gold that I guess I could sell to come up with a down payment faster, but then that wipes out my "savings account". I'd rather have the gold and silver and save for the property independently. Though I guess at the end I'd rather have the property then the gold. Some tough choices ahead I guess.

The bible commands that debts be forgiven every 7 years...as we all know the banksters don't follow the rules, so for me, I feel convicted that if I do take a debt, that I HAVE to have it paid back in 7 years since they won't forgive them and that is the length of time God commanded as acceptable. No 15 year or 30 year mortgages for me. I would most likely take a 15 year fixed and pay double payments on it (plus tax returns at tax time) to get me in under 7 years. I know that's a lot of money, but I don't mind going without now to have no debts sooner.


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